We are seeking a proactive and technically proficient Fraud Analyst to join our Anti-Financial Crime Department. The successful candidate will play a key role in establishing, implementing and managing the Company's fraud detection and prevention framework, with responsibility for the configuration and ongoing optimisation of fraud monitoring systems.
This is a hands-on position requiring practical experience in fraud detection technologies, transaction monitoring and the development of risk-based fraud rules. Working closely with internal stakeholders and external technology providers, the Fraud Analyst will contribute to strengthening the Company's fraud prevention capabilities, ensuring effective controls within a dynamic and regulated fintech environment.
Key Responsibilities
Lead the functional implementation, configuration and ongoing administration of fraud detection and transaction monitoring platforms.
Design, develop, test and optimise fraud detection rules, transaction thresholds, risk indicators and behavioural monitoring scenarios, ensuring alignment with the Company's risk exposure and transaction activity.
Analyse transactional data, customer behaviour and emerging fraud typologies to identify vulnerabilities, suspicious patterns and opportunities to strengthen preventive controls.
Conduct hands-on fraud monitoring, alert investigation and case analysis, escalating suspected fraudulent activities and recommending appropriate preventive or corrective actions.
Collaborate with IT, Operations, and external technology providers to support system integration, testing, troubleshooting and effective implementation of fraud prevention tools.
Continuously assess the effectiveness of fraud rules and monitoring scenarios, minimising false positives while maintaining strong fraud detection capabilities.
Maintain appropriate documentation, management reporting and audit trails, supporting compliance with applicable regulatory requirements, internal policies and the Company's anti-financial crime framework.
Talent Profile
A qualification in Fraud Detection, Financial Crime, Risk Management or a related discipline. A Certificate in Behavioural Fraud Detection and Analytics, or a comparable professional certification, is highly desirable.
At least 5 years of relevant experience in fraud detection, fraud prevention or transaction monitoring, preferably within banking, payments, fintech or another regulated financial services environment.
Demonstrable hands-on experience in implementing, configuring or administering fraud detection systems and fraud risk management platforms.
Proven ability to develop, test and fine-tune fraud rules, monitoring scenarios and transaction risk indicators, with a sound understanding of fraud typologies and behavioural analytics.
Strong analytical and technical capabilities, including the ability to interpret transactional data, identify unusual patterns and translate fraud risks into effective system controls.
Good understanding of payment systems, card transactions, digital banking and relevant regulatory requirements, including fraud prevention and anti-financial crime obligations.
A proactive, detail-oriented and solutions-driven professional with strong investigative skills, sound judgement and the ability to work independently while collaborating effectively across departments.
Strong understanding of emerging payment methods, associated fraud risks and evolving fraud typologies, with the ability to anticipate potential vulnerabilities and implement effective fraud prevention measures.