Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Application Developer builds, maintains and configures applications to ensure business needs are met. Most will specialize in a specific application domain such as web, mobile, client-server, data, or mainframe development, focused on supporting specific business capabilities. Senior Application Developers will have in-depth knowledge of at least one and ideally two or more programming languages. The role would entail collaborating with a variety of partner application teams that utilize technologies such as Java, COBOL, Angular, Salesforce, MuleSoft, .NET, Informatica, SQL, iOS, and Android. Essential Job Functions Manage implementation of technology solutions using the software development lifecycle to enhance applications. Validate requirements converted into technical designs and application code. Lead design specifications, including interfaces and outputs. Ensure quality checks of application code and configurations based on these specifications. Offer technical on-call support as needed - (30%) Develop and enhance applications through the software development lifecycle by translating requirements into technical designs and code. Create design specifications, write and configure application code, and execute unit tests. Remediate errors, review code quality, and enforce coding standards. Estimate work and improve applications and processes for quality and efficiency. - (25%) Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. - (20%) Work primarily autonomously while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes - (25%) Minimum Qualifications Bachelor’s Degree in either Computer Science, Management Information Systems, or Engineering or equivalent relevant experience 1 cloud certification- AWS cloud practitioner, Microsoft Azure Fundamentals or Google Cloud- Cloud Digital Leader 5-8 years Programming language(s) specified (e.g. COBOL, Java) Preferred Qualifications 8+ years of experience preferred in evaluating and improving Code Quality / Standards Skills Java (Programming Language) Structured Query Language (SQL) JavaScript Python (Programming Language) Git Application Integrations Application Maintenance Application Security Computer Coding Computer Programming Debugging Reports To: Manager and above Direct Reports: 0 Work Environment Normal office environment, hybrid. Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial® At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family: Information Technology Job Type: Regular About Bread Financial As a tech-forward financial services company, we strive to create value for both our customers and our associates. At Bread Financial, you are empowered to thrive. Our company is bold, tenacious and innovative, challenges you to be your best, respects your voice, recognizes your contributions, cares for your total well-being, and has a collaborative, kind and inclusive culture that fosters growth and success. Bread Financial is headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its approximately 7,000 global associates. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.

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