We are Qualco Group, a leading fintech organisation with over 25 years of experience delivering innovative technology solutions to banks and financial institutions. Serving clients in over 30 countries, we leverage advanced technologies, such as AI and analytics, to develop proprietary software and platforms that accelerate digital transformation and generate lasting value for businesses, society, and the broader economy.
The Head of Compliance leads the Compliance Function in accordance with the regulatory framework of the Bank of Greece, EBA Guidelines, PSD2 and the AML/CFT regime. The role involves strategic leadership and activities to mitigate compliance risks and drives integrity and ethical standards across the organization.
Key Responsibilities:
- Designing, overseeing and continuously improving the Compliance Framework in line with applicable laws, regulations, EBA Guidelines on Internal Governance and the Bank of Greece supervisory expectations;
- Developing and executing the Annual Compliance Plan, the Compliance Monitoring Programme and the Annual Compliance Report, ensuring timely escalation of findings to Senior Management and the Board;
- Acting as the designated MLRO: Overseeing the AML/CFT framework, ensuring effective implementation, monitoring of controls, quality of KYC and ongoing due diligence, and timely submission of all AML/CFT regulatory reports to the Hellenic FIU and the Bank of Greece;
- Overseeing Third-Party Risk Management and outsourcing governance, ensuring compliance with EBA Outsourcing Guidelines and internal ICS requirements;
- Ensuring regulatory reporting accuracy and timeliness, acting as primary point of contact for supervisory authorities (Bank of Greece, FIU, other competent authorities);
- Working effectively with Internal Audit and Risk Management, ensuring the proper functioning of the Internal Control System;
- Providing compliance advice to business units, product owners and senior management on new products, services, partnerships or distribution models;
- Promoting a strong compliance culture, designing and implementing the annual training programme, and delivering targeted training on AML, conduct, PSD2, GDPR and internal governance;
- Acting as the organisation’s Data Protection Officer (DPO), ensuring compliance with the GDPR and applicable national data-protection laws, overseeing DPIAs, advising management on data-processing risks, monitoring adherence to privacy policies and serving as the primary contact point with the Hellenic Data Protection Authority;
- Ensuring that all activities and duties are carried out in full compliance with regulatory requirements and supporting the continued implementation of the Group Anti-Bribery and Corruption Policy;
- Actively ensuring compliance with the Group's Anti-Bribery and Corruption Policy and all applicable regulations, identifying and reporting potential risks related to bribery and corruption, and promoting ethical behavior by participating in and encouraging continuous training and awareness initiatives.
Requirements
- Law degree is considered mandatory;
- 12+ years of Compliance experience within a regulated entity (ideally a Bank, Credit Institution, EMI, PI) including at least 3 years in AML/CFT and regulatory compliance leadership roles;
- Proven ability to design and implement Compliance Monitoring Plans, AML programmes and governance frameworks under EBA and PSD2 requirements;
- Experience in dealing with Bank of Greece supervisory expectations and interacting with competent authorities;
- Strong understanding of PSD2, AMLD5/6, EBA Guidelines (Internal Governance, ML/TF Risk Factors, Outsourcing, ICT/Operational Resilience) and relevant BoG Executive Committee Acts;
- Experience in policy development, due diligence, AML monitoring methodologies, and regulatory risk assessments;
- Ability to lead teams, influence senior stakeholders, and manage regulatory dialogue;
- Excellent communication skills, both written and verbal, in Greek and English;
- Strong analytical acumen and data-driven decision-making approach;
- High integrity, professional skepticism, and independence.
Benefits
Your Life @ Qualco Group
As a #Qmember, you'll embody our values every day, fostering a culture of teamwork & integrity, passion for results, quality & excellence, client focus, and agility & innovation. Within a truly human-centred environment built on mutual respect and trust, your dedication to our shared vision will not only be recognized but also celebrated, offering boundless opportunities for your personal and professional growth.
Find out more about #LifeatQualcoGroup 👉🏼 qualco.group/life_at_qualco_group
Join the #Qteam and enjoy:
💸 Competitive compensation, Meal vouchers, and annual bonus programs.
💻 Cutting-edge IT equipment, mobile phone, and data plan.
🏢 Modern facilities, free coffee, beverages, indoor parking, and in-house restaurant.
👨 Private health insurance, occupational doctor, workplace counselor and nutritionist.
🤸 Onsite gym, wellness facilities, and ping pong room.
💡 Career and talent development tools.
🎓 Mentoring, coaching, personalized annual learning, and development plan.
🌱 Employee referral bonus, regular wellbeing, ESG, and volunteering activities.
At QUALCO, we value diversity and inclusivity. Your race, gender identity and expression, age ethnicity or disability make no difference in Qualco. We want to attract, develop, promote, and retain the best people based only on their ability and behavior.
Application Note: All CVs and application materials should be submitted in English.
Disclaimer: QUALCO collects and processes personal data in accordance with the EU General Data Protection Regulation (GDPR). We are bound to use the information provided within your job application for recruitment purposes only and not to share these with any third parties. For more details on the processing of your personal data during the Recruitment procedure, please be informed in the Recruitment Notice, before the submission of your application.