The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! Summary It is the responsibility of the Residential Construction Inspection Specialist to review, manage, and have operational oversight of residential construction loans from closing through project completion. This position will utilize experience, completed inspections, the bank’s construction lending & mortgage lending guidelines, and residential insurance loss policy to determine the amount of, approve, monitor, & track, disbursements associated with construction loans. The Residential Construction Inspection Specialist is responsible for proper communication between the borrower(s) and builder and will assist with consumer loans regarding legal/lien issues offering direction and guidance on insurance loss claims. This role ensures adherence with SouthState Bank policies, facilitates effective communication among borrowers, builders, and internal teams, and mitigates risk through thorough monitoring, and decision-making. Duties & Responsibilities Ensure structures are built per the building plans, specifications, and contract associated with the loan. Audit the appraisal and house plan details/notes to ensure the structure is being built per the plans and specifications. Evaluates the completion of each construction phase, assesses the availability of materials on construction sites, evaluates current economic conditions, long lead times and any delays with material supply chain. Creates schedule of values (SOV) to determine the disbursement of funds granted to builder at each phase of the project. Use discretion for funding of any upfront deposits. Performs detailed assessment of 3rd party construction inspections to ensure accuracy of analysis and construction progress. Report any stalled projects to department leadership. Partners with leadership in updating and improving construction policies and guidelines. Performs review of and approval for foundation surveys. Identify & resolve construction inconsistencies of building schedule and builder work performance. Actively monitors the construction loan portfolio to ensure loans are maintained & funded according to builder’s progress, keeping risk at a minimum. Identifies, monitors, and resolves loans in disputes or with lien filings/legal disputes. Manage relationships with Builder and Borrower during the construction process to ensure on-time & as-scheduled completion of building project, leading all communications and mediation as needed. Identify and report negative trends or risks with individual construction loans and the loan portfolio. Research requirements of each municipality or city to ensure smooth construction for both borrower and builder. It is the responsibility of this role to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications Education Requirements Bachelor’s or Associates degree preferred Minimum Experience 10 years’ experience in residential mortgage lending, residential construction, or both required. Licenses & Certifications State Builder or General Contractor License preferred. Knowledge, Skills, & Abilities Extensive knowledge of residential mortgage lending and residential construction. Must understand the language on a survey to ensure the structure does not encroach on a boundary, line, critical line, set back, or flood boundary. Must know or research the requirements for each municipality or city. Verbal communication and interpersonal skills are critically important to coordinating the interrelated needs of the builder, the customer/borrower/homeowner, and various bank individuals / departments within the bank. Physical Demands and Work Environment Physical Demands Ability to communicate in person, on the phone, and through electronic channels Ability to use a computer on a frequent basis, including typing and sustained attention to a monitor Ability to sit, walk, and/or stand for extended periods of time Ability to bend and reach Work Environment Office: If the position reports to a physical Company location, the setting will be a typical office environment. Remote or hybrid: For remote or hybrid positions, a secure and distraction-free setting is required, with a reliable internet connection (cable or fiber preferred, mobile hotspots not acceptable). Hybrid positions will report to a physical Company location, as directed by the manager, and that setting will be a typical office environment. In accordance with Colorado and Virginia law: Pay for this position is anticipated to be between $68,101.00 - $108,784.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 11-06-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans. Our business model supports the unique character of the communities we serve and encourages decision making by the banker that is closest to the customer. We think and act like owners and measure success over entire economic cycles. We prioritize soundness before short-term profitability and growth.

Residential Construction Inspection Specialist.

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