About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Our Finance Velocity Office was designed to accelerate our path to building a world-class finance function. This function is shaping our transformation strategy, improving our business operations and enhancing the impact we make as a function. Why velocity? Velocity is about both speed and strategy, focused on accelerating in a given direction. We will hone our approach, think big and decide quickly, living our Leadership Principles. This dedicated team is helping to drive global consistency and operating as one team to build a foundation that supports the growth and complexity of our business and improves the day-to-day interactions of our Finance teams. The Finance Manager, North America Cost of Volume (COV) Planning will play a key role within the North America Planning Center of Excellence (COE). Reporting to the North America Planning COE Regional Partner (Sr. Director), this role is responsible for regional Cost of Volume forecasting, baseline development, governance, reporting, and planning cycle execution. The role serves as the regional owner for COV baseline quality, exception management, consolidation of local overlays, and submission readiness, partnering with FP&A, CoE Global, FSS, DSG, and business stakeholders to drive forecasting accuracy, process consistency, and continuous improvement. Essential Functions Cost of Volume Baseline & Reforecasting: Own regional COV baselines and AI-driven reforecasting; review discounts, waivers, and exceptions; validate assumptions and forecast drivers. Pricing & Commercial Analysis: Support pricing and baseline reviews; assess commercial impacts, market dynamics, and key COV drivers. Allocations, Mapping & Validation: Validate allocations, mappings, hedging logic, and data quality; ensure alignment with global methodologies and reporting standards. Forecasting & Planning Cycles: Coordinate forecast updates, quality reviews, local overlays, and submission readiness; support variance analysis across forecasts and actuals. Monthly Close & Outlook Reporting: Deliver review materials, commentary, and insights on COV performance, risks, and baseline changes. Cycle Governance, FX & Risk Management: Manage FX, mix, and risk assessments; review exceptions and ensure governance and submission quality. Transformation & Project Management: Serve as the regional COV lead; partner with FP&A, CoE Global, FSS, and DSG to enhance methodologies, data quality, automation, and planning tools. This is a hybrid position based in either San Francisco or Foster City, CA. Employees in hybrid roles are expected to work from the office 3 set days a week (determined by leadership/site). Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Minimum of 5 years of experience in financial planning and analysis. Strong understanding of financial planning processes, methodologies, and best practices, as well as proficiency with financial planning tools and technologies. Strong understanding of Visa systems, planning processes, and data sources. Strong analytical and problem-solving skills. Ability to partner with internal and external stakeholders to drive process improvement initiatives. Ability to operate with high credibility in Visa’s matrixed environment, with clear accountability and decision rights. Ability to identify opportunities to standardize key FP&A processes and improve efficiency across the finance organization. Preferred Qualifications: 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD Experience in the financial services industry, with knowledge of industry-specific trends and challenges. Experience with advanced forecasting techniques, predictive analytics, and statistical modeling to support baseline revenue planning. Experience implementing or optimizing financial planning systems and processes. Information for US Applicants For roles located in the US, the estimated salary range for this position is $129,200 to $206,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code. If you thrive on rapid growth and enjoy working alongside positive, driven teammates, you’ll feel right at home here. Help us to uplift everyone, everywhere. Whether you’re starting your career, pushing your capabilities or are a seasoned professional, learn how we can partner to reimagine the world. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. At Visa, we are driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Our evolving technology keeps us at the heart of the digital economy, connecting people to 80+ million businesses worldwide. Backed by a resilient, proven model, our expanding network fuels growth—for Visa and for your career. Your journey starts here — discover how we hire Ready to take the next step? Learn more about life at Visa, explore our hiring process and get first-hand insights by hearing directly from our recruiters about what to expect. Apply with confidence today! Learn our recruiting process

Finance Manager, North America – Cost of Volume Planning.

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