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At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. **This position is eligible to work from home anywhere in the United States** Handles all customer contacts, inquiries and service requests. Prepares, delivers and processes customer requests including policy changes, illustration requests and withdrawals/surrenders using various systems, marketing materials and own life insurance product knowledge. Administers daily accounting transactions on all policies. Researches and provides solutions to complex problems and requests. Collaborates with others to improve the customer experience. Essential Functions: Handles customer contacts from agents, policyowners, and employers regarding in-force policies, policy administration, and policy benefits. References various systems and marketing materials and product/life insurance knowledge to respond to requests and prepares and delivers in-force and sales illustrations for universal life policies, annuity settlement options, new product sales, and existing product conversions for agents and policyowners. Generates and sends appropriate service request documents such as beneficiary change, ownership change, and withdrawal and surrender forms following a review of policy information such as product type, policy provisions, and tax qualification codes. Processes various service requests including policy loans, dividend withdrawals, and routine policy changes at time of contact. Handles agent contacts regarding new business applications, sales illustrations, website and e-app support, and applicants for underwriting. Creates and/or generates necessary correspondence for the agent or policyowner. Documents all customer communication utilizing the online Call Manager system. Administers routine daily accounting transactions on existing EMC Life and United policies including premium payments and reconciliation of lockbox payments. Reviews, verifies, and mails automatic system checks. Reviews, processes, and delivers written correspondence regarding mode changes, address changes, and termination of coverage on existing workplace policies. Processes returned mail. Researches moderately complex new business and in-force policy inquiries not resolved during initial contact and consults with senior team members. Utilizes product/life insurance knowledge and various systems such as DocView, back files, marketing materials and policy forms to complete research. Stays current on systems, processes, and procedures to ensure appropriate handling. Collaborates with other teams to resolve and responds to customers with facts and/or solutions within established service level agreements. Collaborates with team members and people leader to improve the customer experience. Identifies and reports system problems to the appropriate person. Identifies, suggests, and implements process improvements. Education & Experience: High school diploma or equivalency Associate degree, with business or marketing customer service-related courses preferred Two years of experience working with life and annuity or related experience Experience working in a call center, customer service, or similar environment preferred LOMA coursework and Associate Customer Service designations preferred Knowledge, Skills, & Abilities: Good knowledge of state insurance and IRS regulations preferred Strong understanding of life insurance industry products and procedures Strong analytical and problem-solving skills Strong data entry and ten-key by touch skills Ability to accurately file alpha and numeric information Good math skills Strong verbal and written communication skills Strong organizational and customer service skills Ability to work in a fast-paced and team environment Ability to maintain confidentiality The hiring salary range for this position will vary based on geographic location, falling within either of the following: $43,081 - $59,537 or $47,635 - $65,482 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers. Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles. Why should you choose to apply for a position at EMC? We can give you plenty of reasons why EMC is a great place to work: More than 105 years of financial strength and stability Named a five-star insurance carrier by Insurance Business America Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America Multiple locations recognized as Top Workplaces based solely on team member feedback Corporate culture that engages and empowers team members to achieve their best Outstanding benefits with life, medical, dental, vision and prescription drug coverage Competitive paid time off plan and a full day of volunteer time off annually Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards Professional development and growth opportunities, including tuition reimbursement Wellness initiatives to improve team member well-being and reduce health insurance costs Flexibility to dress for your day and opportunities for alternative work arrangements EMC complies with labor law requirements. View the federal and e-verify labor law posters. Notice at Collection Privacy Policy (EMCC) – California Consumer Privacy Notice (EMCNL) – California Consumer Privacy Notice Details Details Details
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