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BCIT Bengaluru Office (MGS), India

payments_Analyst.

FINANCE & LEGAL
Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Payments & Clearing Senior Analyst Position – Senior Analyst Overview of the Department / Section: The Payment and Clearing team is part of Branch Operation Services, EMEA Operations that is responsible for payment processing and Correspondent Bank clearing for a large number of MUFG entities in the MUFG Financial Group The Payment function provides support to all internal and external clients to service their payment processing requirements. This includes support to MUFG Bank London and Paris, MUFG Bank Europe (MBE) Branches and MUFG Dubai. This includes processing all incoming and outgoing payments for clients via online Banking and manual (paper) instructions. The function has also centralized all payment processing for internal Operations departments and support areas (ie HR) in the Bank The Clearing function provides Euro and GBP Correspondent Banking services for the majority of MUFG entities across the Globe in addition to a small number of external Japanese Regional Banks. MUFG Bank is a direct member of three Euro Clearing Schemes, Target 2, Euro 1 and STEP2 and has a vast Correspondent Banking agent network required to support payment processing in over 37 different currencies. Main Purpose of the Role: Responsible for the processing and releasing of incoming and outgoing instructions, ensuring timely execution of all customer transactions (Branch and Corporate) Timely processing of all clearing payments supporting AVP’s in ensuring all obligations have been met according to the scheme cut off times Ensuring posting of collateral is completed in time for Euro Clearing opening Successful completion of the departments’ operational obligations for both incoming and outgoing transactions Supporting the completions of intra and end of day checklists to ensure that all required transactions and payments have been processed Job Responsibilities: Assist the AVP’s in executing all daily tasks in adherence with Head Office rules, applicable legislation and Departmental procedures through accurate and timely input and verification Provide customers both internal and external with sound knowledge and guidance on the department’s processes ensuring timely responses are maintained Assist AVP’s/VP’s in ensuring high level of customer service is adopted by all members of the team and escalate any unresolved items immediately to the AVP’s Understand all internal and external processes and procedures whilst highlighting any changes and suggesting improvements. Build effective relationships within the team by dealing with situations consistently, honestly and fairly Work and co-operate as directed by line Management to achieve common goals Build relationships throughout MUFG gather relevant information and help to ensure effective inter- departmental collaboration Operate as product specialist providing subject matter expertise where required Work Experience: Essential : 6+ years of banking experience within a payments processing environment Preferred : Previous experience in a Correspondent Banking role Skills & Experience: Functional / Technical Competencies: Knowledge of SWIFT message types and Payment Systems; CHAPS, BACS, SEPA, FPS, TARGET 2 Education / Qualifications: A Levels or equivalent Personal Requirements: Excellent communication skills A proactive, motivated approach. The ability to operate with urgency and prioritise work accordingly Strong decision making skills, the ability to demonstrate sound judgement A structured and logical approach to work Strong problem solving skills The ability to manage large workloads and tight deadlines Excellent attention to detail and accuracy Performance and Duties: The role holder will be assessed in accordance with their employing entity’s performance framework and process with relevant input obtained from the dual hatting entity as relevant. As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or Department Head. Managing Conflicts of Interest: The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc. The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour. The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS. Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc. The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required. Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! Our Culture Principles Client Centric People Focused Listen Up. Speak Up. Innovate & Simplify Own & Execute
Pay
Not stated
Where
BCIT Bengaluru Office (MGS), India
Work
Not stated
Type
Not stated
Posted
21 Oct, 2026
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