We are looking for a Risk Analyst (m/f/d) to join our Client Underwriting (Merchant Risk) team. As part of the team, you will assess risk profiles across Riverty’s B2B relationships. Through manual underwriting, you will review relevant business information, identify risks, and prepare clear recommendations to support underwriting decisions.
At Riverty, we aim to make financial services more human-centric. You will join a team working across European markets, where your analysis will help us make responsible decisions while supporting sustainable growth. This is an opportunity to develop your underwriting expertise, learn from colleagues in different markets and contribute ideas that improve how the team works.
Main responsibilities:
- Conduct manual underwriting assessments of B2B relationships in line with Riverty’s policies and risk standards
- Review merchant risk profiles using relevant company, ownership, financial and business information
- Identify gaps, inconsistencies or risk indicators, and ask for clarification where needed
- Bring your findings together into structured, well-supported risk recommendations
- Document your analysis, rationale and findings clearly, ensuring that decisions are transparent, traceable and appropriately supported
- Escalate cases in line with team procedures and work with colleagues across markets and functions.
- Play an active role in shaping and improve underwriting standards, processes and risk strategies across supported markets and ecosystems.
What you should bring:
- You bring a foundation in underwriting, merchant risk assessment, credit risk or a related analytical field, and the curiosity to keep learning
- An analytical mindset and the ability to draw clear conclusions from varied information
- Good judgement, attention to detail and the confidence to raise questions
- A degree in Finance, Economics or a related field
- Professional fluency in English; German or Dutch is an advantage.
- Location: Amsterdam or Heerenveen, Netherlands.
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