Job Summary The Product Pricing Department enables the development and management of Manulife Japan’s life insurance products by providing actuarial design, pricing, profitability and risk analysis, and by supporting local regulatory actuarial filings. The Pricing Officer leads the department and its team of pricing actuaries. This is a single-incumbent role reporting to the Chief Financial Officer, with distinct accountability for pricing integrity, product economics and pricing governance, while partnering with Product Development and other functions on broader product decisions and execution. The role exists to ensure that new products, revisions to existing products and other product initiatives meet profitability objectives, business priorities, internal standards and Japanese regulatory requirements under both CIFRS and JGAAP. It is accountable for timely and high-quality pricing decisions, comprehensive financial analysis, effective product risk management, successful regulatory support in collaboration with Product Development, and development of a strong actuarial talent pipeline. Responsibilities: Pricing oversight: Lead and safeguard the integrity of actuarial design and pricing for new products, existing product revisions and other product initiatives, ensuring alignment with profitability objectives and business strategy. Product risk, governance and approvals: Evaluate product risks and mitigants; ensure compliance with the Corporate Pricing Standard, internal governance and Japanese regulatory requirements; and obtain required approvals for pricing initiatives. Financial analysis and monitoring: Review and sign off pricing assumptions, experience studies, new business value calculations and reporting, and monitor product and segregated fund performance from product design and customer protection perspectives. Product implementation and regulatory approval: Pricing review and approval for system development, marketing materials and policy documents, and partner with Product Development in obtaining regulatory approval of new products. Initiative Management: Prioritize and manage a changing portfolio off pricing initiatives with varying complexity and urgency, resolving issues and maintaining transparency, to deliver agreed upon outcomes on time. Reinsurance: Negotiate and oversee implementation of new business reinsurance treaties, ensuring compliance with relevant regulations, appropriate risk transfer, timely operational readiness, and economic value to the business. Leadership: Lead, recruit, coach and develop actuarial professionals; contribute to the execution of the company strategy as a leader within the company. Knowledge/Skills/Competencies/Education: Member of the Institute of Actuaries of Japan or equivalent Experience in product pricing role with a focus on business acumen Excellent analytical and technical actuarial skills Knowledge of the Japan market and regulatory regime for insurance business is strongly preferred Strong communication skills, including ability to translate complex technical issues into fundamental concepts Proven ability to lead large teams and to manage relationships across multiple stakeholders Desire to invest in the development of the next generation of actuaries at Manulife About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html. Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com. Working Arrangement Hybrid We're Manulife. And we’re on a mission to make decisions easier and lives better. Better is what drives us. It’s what inspires us to find new ways to support customers and colleagues in living longer and healthier lives. It’s the reason we’re dedicated to investing in digital innovation and industry-leading AI, and accelerating a sustainable and economically inclusive future. Joining us means you’ll be empowered to learn and grow your career. We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. And as part of our global team, you’ll help shape the future you want to see – and discover that better can take you anywhere you want to go. We’re proud of our accomplishments and recognition. Recent awards include: 2026 Gallup Exceptional Workplace Award Winner Manulife Named one of Forbes World’s Best Employers 2025 Financial Times World’s Best Employers Asia-Pacific 2026 We’ve been recognized as one of Canada’s Top 100 Employers 2026 #1 Life Insurer for AI Maturity by Evident 2026 To receive our latest job opportunities directly to your inbox, create an account or sign in and navigate to the ‘Job Alerts’ section located in the top right corner of the page. From there, you can sign up to receive job alerts. Our ambition is to be the number one choice for customers. Learn more at https://www.manulife.com/.

AVP and Pricing Officer, Manulife Japan.

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