The role
We are looking for a Treasury Operations and Reconciliations Manager to help run the daily operations that keep money moving safely through Finom Payments. Every payment our customers send or receive must be funded, settled, reconciled and safeguarded across SEPA, instant payments, cards and international transfers.
This is a hands-on senior role at a moment of change. Volumes are growing fast and instant payments run around the clock. We are connecting more directly to payment infrastructure, and new products such as lending and payment acceptance bring new money flows.
The path to a banking license raises the bar on control and reconciliation. You will take a major part in running the operation day to day, alongside a small team, and step in when money doesn't move as it should. You will also play a key role in designing actual money flows for new products, with our product and engineering teams, before they launch.
What you'll do
You perform settlement and reconciliation day to day, making sure every euro is where it should be.
- Treasury operations. Daily funding of our payment channels and the buffers behind them, around the clock. Help bring new schemes and settlement models live safely.
- Reconciliation across banks, card schemes, payment processors and custodians. Take it from daily balance checks to automated, transaction-level control.
- Safeguarding and reporting. Keep client money fully protected every day, and make sure the related regulatory and scheme reporting is accurate and on time.
- Funds-flow engineering. Help design how money moves for new products, markets and partners, and get it right before launch. That covers accounts, postings, safeguarding treatment, reconciliation and what happens when something fails.
- Escalation. Be the escalation point when money doesn't move as it should. Build the cross-team processes so incidents get resolved fast and don't repeat.
- Process and automation. Document how the operation works, remove single points of failure, and automate manual work with our engineering teams.
Capital, policies, models, investment decisions and trade execution sit with the Head of Treasury. You run the operations and say when the numbers stop matching reality. The split keeps policy, execution and reconciliation independent, as a banking licence requires.
Who you are
Three things are essential: you know payment systems in depth, you stay effective in an escalation, and you can engineer funds flows.
- Experience in treasury operations, payment operations or reconciliation at an e-money institution, payment institution or bank.
- Builder's mindset. You have turned manual, person-dependent work into documented, automated processes, working closely with engineers.
- Escalation. You have handled money-impacting payment incidents from first alert to resolution, working with banks, schemes and internal teams.
- Payment systems. Hands-on knowledge of rails such as SEPA, SWIFT and card schemes.
- Funds-flow engineering. You have taken an active part in designing or rebuilding money flows for new products or payment rails, including the accounts, postings, safeguarding treatment and reconciliation behind them.
- Control and clarity. Segregation of duties and audit readiness come naturally to you, and you can explain a complex money flow simply. Fluent English.
Nice to have
- STEM education