About The Role
We are seeking a highly detail-oriented and compliance-driven Suspicious Activity Report (SAR) Submission Expert to join our team. This role is essential in ensuring that all SARs are accurately reviewed, finalized, and submitted in alignment with applicable regulatory and internal standards.
The ideal candidate will bring strong experience in anti-money laundering (AML) compliance and a solid understanding of SAR preparation and reporting processes within the financial services or fintech space.
Your Mission
Analyse transactional and customer activity to identify AML, fraud, and sanctions risks
Review, improve, and validate SARs to ensure clarity, structure, and regulatory alignment
Identify potential gaps or areas of concern within SAR content and escalate appropriately.
Ensure SAR narratives clearly explain why activity is suspicious
Challenge unnecessary SAR submissions or customer blocking using a risk-based approach
Maintain clear and audit-ready documentation
Stay informed on evolving AML/CTF regulations and typologies
Collaborate with internal stakeholders to ensure consistency in reporting practices.
Your Profile
3+ years of experience across transaction monitoring, AML investigations, and end-to-end suspicious activity analysis, including SAR/STR drafting, within a financial institution, fintech, or similar environment.
Strong understanding of AML/CTF regulatory frameworks and reporting obligations.
Exceptional attention to detail and ability to manage sensitive information with discretion.
Strong written communication skills and ability to work effectively in a remote setting.
Self-motivated and able to work independently with minimal supervision.
Background in fintech, crypto, or digital financial services.
Familiarity with reporting to agencies such as FinCEN or equivalent international bodies.
AML certifications such as CAMS are a plus but not required.
Why Join Vivid?
A fully remote work environment with a flexible and collaborative culture.
Opportunity to play a key role in a compliance-driven fintech operation.
Supportive team environment with opportunities for professional growth.
Compensation range
Compensation from €20.000 gross annually. Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria.About Vivid
At Vivid, we're on a mission to change how businesses and individuals manage their money across Europe. For businesses, we build tools that actually make a difference: multi-IBAN accounts, high-yield savings, business cashback, team cards, and accounting integrations that save real time — all in one place. And for individuals, we offer a simple way to manage and grow your wealth: access to global stocks, ETFs and 150+ cryptocurrencies, cashback, and personalised financial insights.Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality.
Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started.
We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.